Legal Document

mbak4 Privacy Policy

Your privacy matters to us. This Privacy Policy explains exactly what personal data mbak4 collects from members across Indonesia, how that data is used, who it is shared with, how long it is retained, and what rights you have over your own information. We are committed to transparency and to handling your data with the care it deserves.

Last Updated: January 1, 2026  ·  Effective: January 1, 2026
256-Bit SSL Encryption

All data transmitted between your device and mbak4's servers is protected by industry-standard 256-bit SSL encryption, the same technology used by major international banks.

No Data Selling

mbak4 never sells, rents, or trades your personal information to third-party marketing companies or data brokers. Your data is used solely to operate and improve our Services.

Your Data Rights

You have the right to access, correct, export, or request deletion of your personal data at any time by contacting our support team. We process all data requests within 30 days.

Clear Retention Limits

We retain personal data only as long as necessary for legal, compliance, and operational purposes. Account data is deleted or anonymized within 6 years of account closure.

Our Privacy Commitments

Beyond the legal requirements, here is what mbak4 actively does to respect and protect your personal information every day.

Encrypted Data Storage

All sensitive data — including KYC documents, financial identifiers, and account credentials — is stored using AES-256 encryption. Even in the unlikely event of a server breach, your data remains unreadable without the encryption keys.

Minimal Data Collection

mbak4 collects only the personal data genuinely required to operate our Services and meet our compliance obligations. We do not collect data speculatively or build demographic profiles for third-party advertising purposes.

Easy Marketing Opt-Out

You can unsubscribe from all mbak4 promotional emails, SMS messages, and push notifications at any time — either via the unsubscribe link in any marketing message, directly in your account settings, or by contacting our support team.

Regular Privacy Audits

Our data processing activities are reviewed at least annually to ensure ongoing compliance with our privacy obligations and to identify any areas where we can further strengthen data protection. Audit findings drive continuous improvement.

Trained Privacy Staff

Every mbak4 team member who handles member data completes mandatory privacy training before accessing any personal information. Our data protection standards apply equally to permanent staff, contractors, and third-party service providers.

Timely Breach Notification

In the event of a data security incident that poses a risk to your personal information, mbak4 will notify affected members within 72 hours — or sooner where possible — with clear information about what happened and what steps to take.

Questions About Your Privacy?

Our support team is available 24/7 to answer any questions about how mbak4 handles your personal data. You can also explore our FAQ or review our full Terms & Conditions for more detail.

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